25 Apr Drive to 850 Credit Score- Maximizing Your Purchasing Power, 4/25/2024 Drive to 850 Credit Score- Maximizing Your Purchasing Power, 4/25/2024 Thursday, April 25, 2024 (9:00 AM to 12:00 PM) 3 CE Hours UCAR Education Room, Orem, Utah CREDIT, ELECTIVE CREDIT, NEW CLASS Details You're Registered! DescriptionLocationInstructors This course is certified for 3 Elective CE hours. To receive credit, you cannot miss more than 18 minutes. The Drive to 850 provides many unknown strategies that can create new possibilities for you to find more home buyers. This presentation utilizes outstanding new stories and detailed graphs to give you an inside look into the credit system and the FICO credit score. With rising home prices, potential home buyers are looking for ways to be mortgage qualified and to improve their purchasing power. Many of these potential home buyers can take small steps to increase their FICO credit scores and substantially improve their home purchasing power in a "hot" real estate market. The Drive to 850 also reviews some critical personal issues. Credit companies were fined $27 million in 2017, after they were caught "deceiving consumers" for selling products that misrepresent your true credit information. This misinformation is now everywhere. In addition, the Equifax breach exposed 143 million social security numbers to criminals. Many have warned consumers to "freeze" their credit. Find out why freezes (and credit monitoring) can be the wrong advice. UCAR Education Room - The Big Room UCAR Education Room (The Big Room)1031 W Center StSuite 100Orem, UT 84057 Map & Directions Al Bingham From his research starting in 2003, Al has been recognized nationwide for his valued insight into the FICO® credit score. He has also worked on programming in conjunction with the credit reporting system and has many personal insights to the system. From his research, he has published two editions of the book, The Road to 850, outlining the FICO® scoring system.Al has had the opportunity to provide commentary in over 200 news stories throughout the country for many national media outlets including CNBC, US News and World Report, Fortune Magazine, KUTV along with a host of other national and regional media. He is a nationally recognized credit expert and has been the credit score analyst for several legal cases. He is the lead credit expert in the Wells Fargo unauthorized account class action suit (Jabbari v. Wells Fargo, San Francisco, CA).Al has also worked on the SAFE Mortgage exam committee and the State of Utah’s financial literacy program – the only state to receive an A+ by the Center for Financial Literacy at Chaplain College.